I recently got a letter from my bank giving me a choice to opt in or out of a plan of how they will be dealing with overdrafts. Previously, the bank used to automatically honor all the checks issued or any transaction charged whether there is money in the bank accountor not. Then, they would …
Today I will ask readers and experts out there to share with me and others who may be asking themselves these investments questions: How do I determine the right mutual fund for my investments? Do i need a fund manager or can i do it myself? What are the red flags to watch when getting into …
I was so obsessed with our budget a year ago (an excel spreadsheets with formulas on it) that i would check it several times a day. My obsession has declined and i check it now at least twice a week, but i still love the idea of budgets. If you are on track to get …
If you had all the money in world what would you do? I asked my grandpa this question about fifteen years ago and the reply i got was rather surprising, i actually thought it was defensive. He replied that “only a lazy person would ask that kind of a question!” Did he just call me lazy? …
Before we got married almost two years now, we had a vague idea of our finances and the direction we would take once we were married. Thankfully for us, we were required to take Financial Peace University Series by Dave Ramsey as part of our pre-marital financial counseling. These series really put a lot of financial …
Being frugal sometimes requires you to learn new skill sets. In-fact you can turn these skills into savings or a source of income if you enjoy using those skills. Here are some DIY projects that will definitely translate into savings. Auto Repair 1. Oil Change I normally pay $40.00 every 3000 miles for oil change. For …
There are a lot of things that we can buy with money but certainly not all that life has to offer can be traded for money. A general assumption is that we all want money; in fact, we use it to cater for our human basic needs, we feel good (at least i do) when …
I drive a 1993 Honda accord and it is nearing the end of its useful life. So replacing it is in my mind possibly sooner than later. Interestingly, the more I think about replacing it, the stronger the feeling of attachment, and the more cars on sale I see in the streets. We have already …
I do not know about you, but this statement seems very appealing. It speaks about convenience and a worry free life. However, I asked myself is this the real financial freedom, or is this a mindset issue? So i did a Google search for this query and the results were astounding. Results 1 – 10 …
