Most people if not all, hope that one day when they are no longer in this planet; their offspring’s will lead a better life than they did. That is why parents encourage their children to achieve higher and conversely, most children try as hard to outperform their parents. This is in essence what has transformed …
Find a Bargain Deal. Living frugal doesn’t necessarily mean leaving cheap. One way of enjoying the expensive goodies but paying less for them, is an art called bargain. Developing the skill to locate bargain and savings deals is a critical skill for living frugal and especially if you are getting out of debt. Last year …
Insurance coverage is not just a requirement, in my opinion; it’s a necessity for anyone who is trying to get out of debt. Most people know what it means to be in a fender bender with a driver who has zero coverage. Even if it was their mistake, the best you can do in that …
Today as i was going through my journal, i noticed a quote i had written to myself earlier this year. “While the bigger things matters, it’s the little things that are the building blocks to the bigger things that matter most.” I thought this was very telling and is indeed very applicable to personal finance for any …
Financial Stewardship is a discipline and a virtue that all of us should exercise. According to meridian dictionary, stewardship is “conducting, supervising, or managing of something; especially: the careful and responsible management of something entrusted to one’s care” I will break down the elements described in this definition; hopefully at the end, we will appreciate …
With the gas prices going up almost each day, it’s obviously having a pinch in most people’s wallet and affecting household budgets. While we may not like this, it’s beyond the control of the ordinary person who has to bear the cost of what is causing this increase in the gas prices at the pump. …
As i was browsing the internet this morning, my eyes caught the attention of a personal finance title with the heading “The 5 Dumbest Things You Can Do if You Have too Much Debt”, and clicked to read the article. I thought that the article highlighted some very important points that anyone who is getting …
The Five Shortcuts That Will Lead to Financial Misery Read More »
We trust that you had a joyous Christmas holiday with family and friends – or however you spent the holiday. This has been a busy year for most people especially in financial blogspere. Here at kick debt off, we have been on down low – on the blogsphere but pretty busy at home. We were …
In the recent past the use of prepaid cards has risen significantly. According to Federal Reserve, these cards were used to make $65 billion worth of transactions in 2010, up 35% from the previous year 2009. This rise can be attributed to a number of things: the growing number of the ‘unbanked’ population, a messed …
Now that our son is here, once in a while i will be writing some little things that may be helpful to new ‘parents to be’ that we have picked along the way during the waiting and as we continue to grow as a family. Be Prepared Sometime it feels like even if i was …
