To successfully manage personal finances, we realized that reviewing our financial progress is as important as putting the plan on the paper. Like most businesses keep track of their inventory, personal finances calls for the same. This helps you answer these questions: Where are you financially? You have to be true and honest to yourself. …
Maintaining the intensity of paying off debt can be exhausting. getting out og debt especially if it is in the tune of tens and hundreds of thousands can be draining and may cause a burnout. Life never stops so that one can pay off their debt, responsibilities keep piling up that seems to demand a place on the budget list. Prioritizing these responsibilities is a key to staying afloat.
With tax filing season here with us, most car dealership will be rolling out their advertising campaign to get you to their lot for that dream car you have always wanted. If you have been planning to buy a car this season, this article from MSN Money published yesterday January 18th is very resourceful if …
I was thinking on what to write today and my mind just went blank, so i decided to put my thoughts into a poem. The intent is to redicule the items that makes most people get into debt or stay in debt. Joe ——- If only I knew! How much I would have to pay …
After writing about my old clunker yesterday, I spoke to some people about the transmission job on my old clunker; the people I spoke with stated that they would not have the patience to wait a week for a fifteen years old car’s transmission change. But again, most of them said literally that they hate …
Clunkers! Do they save you money? I have driven the same used car for the last six years and it has given me excellent service. It does not have all the bells and whistles as the new cars have, but it serves me pretty well. Lately however, we had to make a choice of whether …
Beware of credit cards company tricks One of my friends earlier in the year described to me a situation that had happened to him and it was unbelievable. He paid off his credit card debt infact, he overpaid with $5, and from that point forward, he kept the card in a jar where it would …
Joseph- kdoff Carry Packed lunch to work-: For a decent lunch meal, I spend about$7.65 a day. This translates into $38.25 a week enough to buy healthy groceries for two people that will last for two weeks. Do the math!! Make automatic payments-: We noticed a significant drop on interest rates for some of our …
The “gazelle intensity” race out of debt. If you are not familiar with the term gazelle intensity, I recommend You check out Dave Ramsey’s 7 baby steps total money make over. By being gazelle intensive, Dave Ramsey illustrates the need to focus on getting out of debt and doing it as if your life depends …
After we got married, both my wife and I knew that we had to deal with money and finances head on. It was not the easiest or the best subject of discussion, especially after a long day from work. However, we kept working on it, and we are still committed to proactively deal with money …
