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	<title>Comments on: Some DIY Savings Tips</title>
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	<description>A Christian Perspective of Money and Debt</description>
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		<title>By: Joe</title>
		<link>http://www.kickdebtoff.com/some-diy-savings-tips/comment-page-1/#comment-318</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Wed, 14 Apr 2010 03:23:48 +0000</pubDate>
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		<description>@Edith-You bring a very good point, hair care can be expensive  sometimes even for guys if you add up that $15 that you leave to the barber each visit can be a chunk of change$$$. But  as you said looking for a wallet friendly hairstylist  is one place to begin. Another way is to trade service.. if you can braid and know someone who can style you can strike a deal where you braid them and they styles your hair.. sort of batter trade, the only cost to you is time.</description>
		<content:encoded><![CDATA[<p>@Edith-You bring a very good point, hair care can be expensive  sometimes even for guys if you add up that $15 that you leave to the barber each visit can be a chunk of change$$$. But  as you said looking for a wallet friendly hairstylist  is one place to begin. Another way is to trade service.. if you can braid and know someone who can style you can strike a deal where you braid them and they styles your hair.. sort of batter trade, the only cost to you is time.</p>
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		<title>By: Edith</title>
		<link>http://www.kickdebtoff.com/some-diy-savings-tips/comment-page-1/#comment-317</link>
		<dc:creator>Edith</dc:creator>
		<pubDate>Tue, 13 Apr 2010 23:32:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.kickdebtoff.com/?p=610#comment-317</guid>
		<description>I think another good way to to save money is to utilize the envelope system.  Put money in an envelope for tithing &amp; offering, saving, bills, giving, food, and looking nice.  If the money in the giving envelope runs out before the end of the month...I say it&#039;s someone else turn for that month or I wait until the next month.  I also realized that my...this is embarassing...hair budget is kinda high.  So, far I have spent $300 or more on my hair care this year.  At that rate, it will be will over $1,000 by the end of the year.  I am considering either doing it myself or finding a style that&#039;s more wallet friendly and saving friendly.  I think going to the salon for trims is important but not just to style hair when there is no special occasion.  Anyway, I have been evaluating my budget and I just wanted to share a place I spend a lot of money on...maybe it will help someone else.  Also, avoiding unnecessary trips helps save gas.</description>
		<content:encoded><![CDATA[<p>I think another good way to to save money is to utilize the envelope system.  Put money in an envelope for tithing &amp; offering, saving, bills, giving, food, and looking nice.  If the money in the giving envelope runs out before the end of the month&#8230;I say it&#8217;s someone else turn for that month or I wait until the next month.  I also realized that my&#8230;this is embarassing&#8230;hair budget is kinda high.  So, far I have spent $300 or more on my hair care this year.  At that rate, it will be will over $1,000 by the end of the year.  I am considering either doing it myself or finding a style that&#8217;s more wallet friendly and saving friendly.  I think going to the salon for trims is important but not just to style hair when there is no special occasion.  Anyway, I have been evaluating my budget and I just wanted to share a place I spend a lot of money on&#8230;maybe it will help someone else.  Also, avoiding unnecessary trips helps save gas.</p>
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		<title>By: Joe</title>
		<link>http://www.kickdebtoff.com/some-diy-savings-tips/comment-page-1/#comment-227</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Mon, 15 Mar 2010 21:52:42 +0000</pubDate>
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		<description>@Arthur- You are right! deals like this will translate into substantial savings over time. However, i once did my oil change in ine shop that had $19.69 special.. but iwas dissapointed. The oil they put was too &#039;thin&#039; for my hi-mileage old car. Soon after it started leaking (possibly had nothing to do with oil change) but since then i do not use recycled oil.</description>
		<content:encoded><![CDATA[<p>@Arthur- You are right! deals like this will translate into substantial savings over time. However, i once did my oil change in ine shop that had $19.69 special.. but iwas dissapointed. The oil they put was too &#8216;thin&#8217; for my hi-mileage old car. Soon after it started leaking (possibly had nothing to do with oil change) but since then i do not use recycled oil.</p>
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		<title>By: Arthur @ Financialbondage.org</title>
		<link>http://www.kickdebtoff.com/some-diy-savings-tips/comment-page-1/#comment-226</link>
		<dc:creator>Arthur @ Financialbondage.org</dc:creator>
		<pubDate>Mon, 15 Mar 2010 20:24:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.kickdebtoff.com/?p=610#comment-226</guid>
		<description>Shop around for oil change deals, make some phone calls and negotiate a cheaper price (sometimes it works). There&#039;s a gas station near me that charges $17.95 for oil changes on Saturdays only. I am unwilling to pay more than $22 or so... Summer is getting close, so for the warm weather, I may do it myself and save a few $$. :)</description>
		<content:encoded><![CDATA[<p>Shop around for oil change deals, make some phone calls and negotiate a cheaper price (sometimes it works). There&#8217;s a gas station near me that charges $17.95 for oil changes on Saturdays only. I am unwilling to pay more than $22 or so&#8230; Summer is getting close, so for the warm weather, I may do it myself and save a few $$. <img src='http://www.kickdebtoff.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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