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Six Steps To Create A Working Budget

August 27, 2010

A Budget serves many and different purposes for different people. For us,  it serves like a step by step navigation system. Since we are trying to kick debt off, a budget is one of the tools that as travelers on the journey to become debt free we do not have the pleasure of living without. [...]

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Securing Your Smartphone and PDAs

July 12, 2010
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Smart phones are becoming really ‘smart’ and most people are replacing their pc use with the smart phones. Software developers are also creating applications specifically suited for smart phones thereby attracting more and more users and the trend is on the rise. The security of these mobile devices is therefore becoming an alarming issue; and [...]

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The Risks of Using a Debit Card

July 2, 2010

I have been out of the blogsphere for a month;  my wife and i took a vacation and we made a lot of memories with family and friends. But now that i am back, i want to keep writing and talking about the stuff that makes us wake up early, and stay late in the [...]

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Avoid Bank Overdraft Fees by Opting Out

June 2, 2010

I recently got a letter from my bank giving me a choice to opt in or out of a plan of how they will be dealing with overdrafts. Previously, the bank used to automatically honor all the checks issued or any transaction charged whether there is money in the bank accountor not. Then, they would [...]

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Why You Need Life Insurance

May 27, 2010

 There is a general trend and a classic argument of avoiding life insurance especially among Christians. Some have the idea that it (life insurance) weakens your faith in God because once you sign up for life insurance you risk putting your security on the insurance rather than on God.  Other people ask: “If I die, [...]

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10 Ways You are Getting Ripped Off

May 19, 2010

I came across this article on forbes online and thought it might be helpful to readers……… ” We’re not talking fraud here, though there’s plenty of that going around, too. We’re talking about all the ways, within the law, that we allow ourselves to be taken for a ride. Airline Club Memberships The Rip-Off: A year [...]

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Choosing The Right Mutual Fund

May 14, 2010
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 Today I will ask readers and experts out there to share with me and others who may be asking themselves these investments  questions: How do I determine the right mutual fund for my investments? Do i need a fund manager or can i do it myself? What are the red flags to watch when getting into [...]

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